Does anyone know of any finical help for weight loss surgery?

My health insurance will not pay for the lappband and I have bad credit so I can't get a loan. Does anyone know if there is any kind of help I can get to have this surgery?

Try to raise money other ways--through friends and relatives. Not loans, but a series of small gifts that will add up to what you need. Find a surgeon who will finance the operation (let you pay his/her office over time).
I've made this suggestion to other people:
Have a big party. Put out a donation jar. Have poker, blackjack or dart (or whatever your friends play) tournaments--winner gets 50% of the pot, you get 50%. Have Tupperware and Body Shop and other consultants sell items at the party--ask your friends to "round up" their orders and you get the difference (if order is $20.39, pay $21) and get the consultants to donate a percentage of their profit to you also (you must have consultants for something as friends). If you know someone in a band, have them play at the party to bring in more people and more money. Put up a web page and ask for paypal donations--sounds silly but it works for a lot of people.
I had a party like that to raise money for my brother to move to California and he got a few thousand out of it. We even got area businesses that we frequent to donate the food.
You can also go to Mexico to get it done. A lot cheaper, but no follow up if something goes wrong.
I wonder why your surgeon's office isn't helping you get insurance approval? Most of them do that. Find another surgeon. Look on the obesity help website.

it is an elective surgery. there is no other way to pay for it, sorry.