Questions about phlebitis treatment.?

I have some bulging veins under left knee and left inner thigh. They havn't really bothered me until recently when I decided to try and tan my white legs before summer vacation. They became red(just around the veins) and became so tender to the touch. I have had heat in my lower knee veins for at least a couple of years know but never in my thigh. It's been about 3 days now and the redness has faded but the tenderness remains. What causes phlebitis and can the sun cause it?
I don't have to go to by Gp to see a specialist but I don't know if maybe my GP can treat this. I brought up my veins before to my GP and my Gyno each said nothing to worry about.
Also my insurance considers
veins to be cosmetic, speaking on your own experience,did your insurance company pay for phlebitis treatment?
Sorry this is long, thanks in advance for your answers !

I have had this before and it can be very painful. I am on anticoagulants though from a clotting disease, As it is painful, I would be seen personally as chances are you may have a blood clot.
Best of luck to you. Do have them test you for clotting disorders.

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