I need help in choosing the medicare about prescription drugs,or part d or the gap?

please some on who is in the same boat and knows very well about the medicare things,i am desperately need help what to do.i will start my medicare from mar/1/08,i am early retire with the only income from ss $733/month.but will not qualify for free prescription,just because may be the investment and the cds a little help i have.beside home and a car as they say.so out of this $733,they will take away my part B medicare premium,then on top how much i have to pay for priscription drug coverage,or mid gap,as i use two priscriptions levoxyle and fossamax,for bone for life.and i need out of state and some times out of country to be coverd too.i need the prfect low monthly cost,full coverage,according to my income.and my income will never be more than,$10,000/year no matter how much dividen included.when i tried to go to ss web site there are hundreds of thing that i do not even understand,so how i am going to choose,since first time in my life ieven do not know what quiestionsi need to ask

You need to visit a local independent agent that works with Medicare policies; it is much too complicated to explain here. The agent will work with you to find the best plan for your situation since they deal with many different companies. The plans and premium are exactly the same using the agent or doing it yourself.

You should look into a Medicare Advantage plan (Medicare Part C) that has health coverage and also includes prescription drug coverage. These plans have a low or even a $0 premium. They cover emergencies and urgent care worldwide for a small co-pay ($25 to $50). You can get a three month supply of your meds but they won't ship out of the country. The fosamax will have a monthly co-pay of $25 to $40 and the levoxyl $0 to $10, depending upon the plan.