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Is there a site to compare Medicare insurance with Aetna medicare insurance?


I am trying to find out if changing from Medicare to Medicare Aetna will be a good move for my mother. I would like to hear from anyone with an experience with this.

She needs something if she is just on original Medicare without any kind of supplement. Aetna, along with many other companies, has Medicare Advantage plans and/or Medicare Supplements available. These plans will pay what Medicare won't pay. Medicare has a $1024 per occurrence Part A deductible and a $135 yearly Part B deductible and the plans will cover that deductible. Some plans will have a co-pay and some won't.

All Medicare Supplements are standardized and are exactly the same from company to company, the only difference is premium. The Medicare Advantage plans have a template from Medicare they must follow but have different co-pays as well as different premiums.

It is very complicated; you'll need to visit a local independent agent that works with all the major senior plans in your mom's area because the plans available are county specific. The agent can explain the plans and find one that best suits your mothers situation and budget. There is no extra charge using an agent.

You do have a time limit for changing. You have until March 31 or she'll be locked out of any changes until next year. Also, if she did not have a Part D prescription plan by January 1 she will not be able to get a plan that covers prescriptions until next year.

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