Well... If you don't mind following the rules of an HMO and don't mind using only in-network doctors, I say go with the HMO. Usually, you pay less out-of-pocket with an HMO than a PPO.
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It is their way of getting into medical practice in this country. Also they are probably willing to work for less salary than an American born doctor. Additionally, very few American born doctors...
Since you have an HMO , I presume this is thru your employer. Ask around at work for opinions of your co-workers. and another thing...you may find that some of the docs in the lists are not curre...
