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How can you deal with an HMO which gives inferior service?? |
Had a knee operation which has left me in constant pain,the doctor said arthritis, when I never had any before. I am 32 years old. Want to stay in HMO because work pays for it, but I may end up going outside HMO for another opinion. Any HMO"ers out there?? You could try turning them in to your state insurance commissioner. |
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It's a problem for everyone, including all health care providers. The change needs to occur with the HMO's themselves because they're the only ones profiting, not us. HMO reimburseme... Check in your Subscriber Handbook/Drug Formulary or call Customer Service...they are usually very helpful ...Stay with the HMO if you can. If you've been with the HMO for awhile all your families records are there and they're familiar with you. If the HMO is less expensive than the PPO stay wit... I've had both and preferred Blue Cross over Pacificare. The benefits were better. However, I preferred Pacificare over Kaiser! ...Aetna Open Access Select is the closest you'll get to a PPO without paying for it. The major difference is that with AOAS you have to stay within network (certain list of doctors, including sp... THIS MEANS THAT ANY ANY YEAR YOU HAVE $1,500 TO SPEND ANY GIVEN YEAR ON THE APPROVED PROCEDURES. EVERY NEW YEAR YOU HAVE A RENEWAL OF THE BENEFITS. WITH EACH DENTAL PROCEDURE YOU WILL HAVE AN OUT ... Call your insurance company. They'll tell you if you have HMO or PPO or it shows what kind of plan you have on your dental card. If you do not have one, give them a call and request one. Also ... I'm not an expert on this, but I'm going to go with B. preferred provider organization. I think my family doctor is in the same type of situation. He still has his own practice. ... |
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