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Hmo insurance question? |
my hmo insurance book says there s an annual copay maximum of $1,500, what exactly does that mean? THIS MEANS THAT ANY ANY YEAR YOU HAVE $1,500 TO SPEND ANY GIVEN YEAR ON THE APPROVED PROCEDURES. EVERY NEW YEAR YOU HAVE A RENEWAL OF THE BENEFITS. WITH EACH DENTAL PROCEDURE YOU WILL HAVE AN OUT OF POCKET EXPENSE TO PAY FOR THE BALANCE PER DAY OF TREATMENT. |
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Call your insurance company. They'll tell you if you have HMO or PPO or it shows what kind of plan you have on your dental card. If you do not have one, give them a call and request one. Also ... I'm not an expert on this, but I'm going to go with B. preferred provider organization. I think my family doctor is in the same type of situation. He still has his own practice. ...Being 41 and single makes little difference in your choice. The question is: "Which is more important to you, saving a few dollars or getting to pick your own doctor?" HMO's are usua... Call the insurance company and ask for a list of providers that are accepting that insurance ...on mine it is every two years.. unless you are a diabetic and then it is once a year.. we have BC BS PPO ...Cigna has been the best for my husband with his ongoing chronic condition. Their mail order pharmacy is THE best for maintaince medications. But definately find out who has the better coverage ... You should try a dental benefits plan. Usually there are no caps on coverage and there is no deductible. The dental plan I use covers cosmetic procedures. Traditional insurance would never cover co... How old is he? You will want to look into Medicare and sit down with someone from your local CMS office to go over deductibles, co-pays, premiums etc. If he has pre-existing conditions, you will ... |
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