What is HMO Health Insurance? and how much percentage does it cover when u get it from work??

I applied for HMO health insurance and in my card it says Co-Pay $20/$20/0. How much does it cover for dental?

HMO - stands for Health Maintenance Organization. The coverage depends on the type of plan. You may not be able to tell from the $20/$20/0 which normally stands for Primary care Dr Office visit/Specialist office visit/Hospital Co pay. Your dental coverage co-pay is probably not listed on your Member ID card as those services many times go by an itemized fee schedule for various procedures. You should call your health plan to find out more detailed information than would be on your id card.

I'm not sure about the dental but we have it and it's 25.00 for doctor visits 20.00 for prescriptions and 100.00 for the er i know...

in my experience, dental is usually separate. you should receive an explanation of your benefits shortly after receiving your cards...your hr person should also be able to help you. as far as what it covers, you pay the co-pay and the insurance pays the rest.

Tags

　　Hospice Care 　　Horner Syndrome 　　Hormones 　　Homosexuality 　　Homeopathy 　　Hodgkin Disease 　　HMO 　　Hives 　　HIV 　　Histoplasmosis 　　HIPAA 　　Hip Replacement 　　Hip Disorders

Related information

PPO or HMO, what do you think?

PPO for sure. With an HMO, you need to see a primary care physician before you are referred anywhere else. With PPO, you can see a neurologist, an orthopedist, a cardiologist, etc without having ...

What's better for holistic families, an HMO or major medical?

Family Doctor's Experience: Unlike traditional health insurance, an HMO sets out guidelines under which doctors can operate. If money is the concern then, on average, an HMO costs less ...

Need health insurance, thinking of getting HMO through work?

First of all, if you broke your wrist at work, you need to file a worker's comp claim through your work, and they have to take care of your medical expenses. As for HMOs, they are generally...

I have full coverage through a HMO, I want a tummy tuck done, at no cost to me, I heard its possible, but How?

Get tummy tuck surgery in India. Cosmetic Surgery is very cheap in India. There is one company that is very famous in India that arranges cosmetic surgery for foreigners in India. They are called t...

Which would best cover me, an HMO or PPO and whats the most affordable?

HMO is better. BTW I have healh insuranse but order Accutane online from ...

Is it morally appropriate for an HMO to used a capititation system?

It is morally appropriate to allow for capitation systems. If the claims are consistently submitted by the provider, then the HMO can manage the volume of cases and types of cases/care delivered. A...

What is the difference between an HMO and a PPO?

Biggest difference is that alot of doctors/dentists are no longer accepting HMOs strickly on the fact that they do not get paid as well. Make sure the doctors in your town accept the insurance bef...

What's wrong with having HMO?

I once worked for an HMO at a management level and it was very eye-opening. The big problem with HMOs are that they are a bureaucracy. The more levels of the bureaucracy, the less important the pat...