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What's wrong with having HMO? |
I know this is going to sound ignorant, but on t.v. shows and movies they always joke about how bad HMO is, can someone explain. I know nothing about health insurance, and if it is in fact a shady health insurance, what would be a better alternative? I once worked for an HMO at a management level and it was very eye-opening. The big problem with HMOs are that they are a bureaucracy. The more levels of the bureaucracy, the less important the patient becomes. He is simply a statistic...a number on a spreadsheet...not a human being in need. |
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It depends on what you consider expensive. The way an HSA works, your insurance coverage has a very high deductible, usually at least $1000 per person or $2000 or higher (family cap is usuall 2X ... That isn't true at all! The patient writes them a check of about 10 dollars usually, and then the patient's insurance pays the doctor even more! ...I've never done it online. But if your primary doctor wants you to see a specialist, you wait until that specialist's nurse calls you to set up the appt. That's how HPN's HMO ... We have exited a golden age where people thought a life was worth any cost and are re-entering a scary age were a (low) price is being put on human life. I know of a doc friend who told the st... A lot of people are underinsured or not insured which hinders a lot as rising cost of medical services,prescriptions and treatment.Blue Cross is a good health plan and I wish my husband still had t... PPO= PREFERRED provider organization HMO= health MANAGED organization PPO plans generally give you the option of seeing a participating or non participating, but encourage you to see particip... Socialized or Singler payer systems are nothing more than a large government HMO. The only way to control costs is through managing access. This management of access is accomplished by delaying med... You can do a search on the blue cross blue shiled website. ... |
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