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HMO confusion? |
I am trying to choose a health plan out of the MANY that is offered at my company. I narrowed it down to two. Which is better GHI or Aetna? I just want to be able to get regular checkups and not require referrals. All HMOs require referral. If you want to self-refer, you need a PPO. |
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health, I'm assuming that you've started a new job where you've come to the point where you must now choose a plan from all that's offered by your employee, or it's &quo... Depends on the insurance company and whether you already have a doctor that you like. If you do, you should go with the PPO so you can keep that doctor. If not, HMOs tend to be cheaper and have l... I've only heard about PPO and EPO. My hubby and I have EPO in Idaho. (I'm pretty sure it's the same company. I don't know if the plans vary from state to state though). Here... Your car insurance should cover it as part of covering your car wreck expenses. (or the other guys car insurance if the accident wasnt your fault.) Otherwise you health insurance should cover t... Great question. I recently was stuck trying to decide between the two. I chose the PPO just cause that's what everyone else has in the office. But the more I kept comparing the two, I couldn&#... People don't pay for Medicaid, but they do have money taken out of Social Security for Medicare. Did she have a Medicare HMO instead? Those can cost more, or less, depending on which company... Each HMO is different and each has their own philosophy (some pays for certain things and others don't). The only way to know is to look at your policy or to call customer service of your... Most HMOs only cover health. Some few cover vision as well. Most don't cover dental. The coverage does vary from contract to contract, so you really have to read the specific contract to te... |
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