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Will my HMO (HIP) pay for my hearing aid? |
Will my HMO (HIP) pay for my hearing aid? Each HMO is different and each has their own philosophy (some pays for certain things and others don't). Most likely not. I've been wearing hearing aids since I was 10 and insurance (my parents or my own) has never paid for one. It all depends on which one you have..if you are on medicare, there may be some assistance, but not much! Also it depends on your age and what state you are in and whether your insurance plan is traditionally insured or self-insured. Traditionally insured plans in some states are mandated to provide hearing aid coverage. I don't know your age or sex, but I finally got an insurance co. to pay for mine because the speech pathologist told them that I need to be able to hear my children when my husband isn't home. I'm not sure how she did it, but if you're a mom with little kids, maybe this will help. Good luck with that. Only insurance company I've ever seen cover it was American General, and a few self insured companies I've worked for. Apparently hearing is seen as a luxury. Shame on the state legislatures that don't pass legislation to mandate hearing aid coverage for medical insurers. |
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