Personal Injury Law Ohio? I was injured, should I settle with insurance company?

I was actually injured while getting a microdermabrasion facial. I have been to the doctor and the owner of the spa did reimburse me the facial cost + medical expenses. This has been very emotionally traumatic (my face is covered in abrasions). I told the spa owners that I wanted compensation. They are contacting their insurance company on Monday. Does anyone know about the personal injury laws in Ohio? Should I take what the insurance company offers? What am I entitled to? I really don't like the idea of getting a laywer...they will go after so much money because they will get a percentage. So does anyone have an opinion? My face has a severe abrasion/scrape on my right cheek bone a couple of large ones on both sides of my jaws and then mild abrasions here and there. The day of the facial I was burnt red w/swelling and bleeding (Thurs). The doctor doesn't think there will be scarring but this has been so emotional for me and I can't leave the house, have had to cancel a lot of plans.

Do not settle with them until you make sure your face will heal.They want you to settle.It might sound like a good idea but if you develop scar tissue or something else you can not go after them anymore.Let them know you want them to pay for your lawyer also.Get a good lawyer,you should not have to pay anything in a case like this.Good Luck!

get an attorney...most injury attorney's will talk to you free for initial consultation

LAWYER<LAWYER<LAWYER!!!!!

Trust me and get a lawyer. I hate to say it because this world has gotten so sue happy. If the owner stays complying and compsensates you, I would accept it and take it for that. People don't pay attention to the risks of what we do. As someone looking in on the outside, I would take compensation for medical and ask for pain and suffering-a REASONABLE amount. But, I would also contact someone whether it be a lawyer or physician as to what the future could hold for your face. If it is more serious, definitely get a lawyer on the case.