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New insurance and ongoing treatments of old injury? Which insurance applies?


I had an eye injury a month ago, which requires ongoing treatment, especially a surgery that I need to have in February of 2008. However, I have elected to change my insurance plan and provider for 2008 (through my company), which takes effect Jan 1st, 2008. Unfortunately, my new insurance company does not cover the doctor I'm seeing now (it's actually an eye institute which is ranked #1 in the US).

The question is will my new insurance pay for the surgery? Or will the surgery have to come out of my pocket because the doctor is not in the network?

(This is for a surgery for an injury that happened during the course of my old insurance.)

(I can no longer select a different insurance plan or provider as this happened over 2 months ago).

Its up to the old insurance

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