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Dermatology & Medical Insurance?


Ok, well ... a little new to insurance and dermatology.
(Please don't flame me for any naive questions or thinking).

Just have a mole (bigger than normal), a little self-conscious about it, and I want to get rid of it.

My insurance is from Kaiser, so would that mean that I can't go to any dermatology office to have this thing removed? I can only go to a Kaiser hospital?

I believe this procedure is cosmetics and the insurance will probably not cover it (correct me if I'm wrong), but I spoke to a dermatologists (friend of mine), and he said ... well ... um ... he could get this procedure classified as another procedure so that the insurance will cover.

Thoughts please ...

(geez, I feel like to only guy here - no offense)

Boy you are safe with me.
If you have Kaiser, you are pretty much confined to only use their services.
You might be wrong about the assumption of it being a cosmetic procedure, some times moles grow fast and it might be a little tumor, so doctor have to take them out to be study and to find out what it is. I don't want to scare you, but that might be a good reason to get it check thru Kaiser.
No, I don't think that your friend will be happy taking it out, because after months of billing paperwork he won't get paid by Kaiser, and then you will have to pay cash (don;t think you will be happy with that either)
Hope it helps. Good luck!

the office staff at the Dr's office will know about accepting your insurance. They can call and verify if for you.

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