Are there any affordable health and dental insurance plans out there,i mean really affordable?

i am going through a financial crisis so to say, and cant find any affordable health and dental plans out there.

Honestly, if you're in a financial crisis, buying a dental plan is hard to do.

I bought my health insurance on www.ehealthinsurance.com. They are the easiest site I've found to compare benefits of companies at certain premium price levels. I did it for Washington State. I believe they have other states.

If you're hoping to use the insurance to save you health care costs, the answer is probably no. A $500 deductible plan is very expensive. If you're trying to prevent a worst-case catastrophic event, then there are a number of inexpensive plans available.

When you analyze if you are going to get insurance, consider the reason. If it's to save on health care costs short term, frequently, by the time you pay for the premiums and deductibles, it would have been cheaper to simply out of pocket the expense.

Email me with any questions. Good luck,

Jared

if you want to by an individial plan you are limited. most carriers will only accept groups. but buying into a reduced rate plan may be a better answer, the charge a onetime individual or family rate ususally 99 dollars and you get reduced rates on a number 0f services, ususally a savings of well over 50 percent and you may get annual cleanings and check ups free, try dentalcall, liberty dental, or check with local dentist they also carry reduced rate plans connected solely with their office, it may be a more finacially sound way. there are also dental credit cards that let you borrow money interest free if paid by 3 months, one is called carecredit

May I suggest to you Ameri Plan. They do not have any restrictions on pre-existing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.

The plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net

http://www.mybenefitsplus.com/40378118

We are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!