I was recently involved in a car accident. The person who caused the accident has accepted liability..........

My insurer has appointed solicitors to make a claim on my behalf for whiplash injury and they have requested that I provide a copy of my medical records from 1991 to their own appointed doctor. I have already seen my own Doctor and had regular physio treatments. Is this totally necessary and am I obligated to do this.......it seems to be such an intrusion.

if you do not give your records from your doctor it could reduce the amount of compensation you will receive, the solicitors could send you to their own physician aswell so they can check you over as its the doctor who says how long it will affect you and then that goes for how much money you will receive, its a straight forward procedure and nothing to worry about.

yes you are if you want a payout. it may be reduced due to the treatment, but you should still allow it if you want to be compensate...

I'm not sure if you are obliged to do this but as you are claiming for an injury you need to proove it, if you dont they could throw your claim out and you dont want that do you?

i made a claim a few years ago and yes i think i needed to do all this - was worth it for the 拢3k cheque. depends how much you want the money i guess!

I would ask the solicators why do they need to go so far back.Good Luck

yes the courts require an independant medical report (sometimes 2) for injury claims. your expenses for attending can be claimed back .

Get advice from your solicitor I don't see the relevance of your total medical record in a case for whiplash

Yes it is -they want to make sure that they are not going to be made to look fools in any court case - they want to make sure that there was not an underlying or previous bout of neck problems prior to the accident which might reduce your claim

You should go for it....you'll be glad you did years from now when it still pains you and it's too late to do anything about it.

Sorry but there is no way round this one. The appointed solicitors are legally entitled to view your' medical history as there may be conditions/treatments included that could affect the amount of money they pay out. I had to suffer the intrusion when I sued a couple for an accident on their property. Not fair, but it's the law.

of coures you are obliged to provide the information they could ask for back to your date of birth if they wanted. basically it is a prevention of fraud measure to ensure you have not recieved injuries in the past and they are not paying out twice.
if you refuse to supply the information the claim will not succeed it may be a intrusion but it has to be done

I just settled a whiplash claim and I had to do the same, I also had to see an expert in neck and back injuries in Harley Street. They want to know your past medical history to find out if the accident aggravated an old injury.

I suppose they have to determine that you did`nt have this type of injury way back in 1991. These are probably the sort of questions the 3rd party insurers might want to know. I would think unless it`s for a really substantial amount your insurers are claiming on your behalf, It wont go to court, but they have to be prepared

If you don't there is no chance that you will receive any compensation for you whiplash, it is entirely up to you.